Product Relationship

J.W. Cole currently offers mutual funds, variable annuities and various alternative investments from over 200 companies. At times J.W. Cole will establish relationships with some of these companies in order to provide additional training and marketing resources to our Investment Professionals.  Through the establishment of these relationships, these companies may have greater access to meet and communicate with our representatives.

At present, the companies that participate in providing this relationship to our reps are the following:

In addition to the customary sales charges in connection with sales of their products, these companies may make payments to J.W. Cole to participate in our education program. J.W. Cole may receive a payment of up to 1.00 percent of an investor's total deposit into the product (the "Gross Sales Payment"). If, for example, an investor makes a deposit of $10,000, J.W. Cole would receive up to $100.00. In addition, J.W. Cole may receive a flat amount payment of up to $10,000 per year (“Flat Amount Payment”) that is used to cover expenses including, but not limited to, J.W. Cole’s Sales & Compliance Conference.

J.W. Cole Investment Professionals do not receive a greater or lesser commission or obtain any added financial incentive in connection with sales of any product company that participates in the education program versus any non-participating product company.